Integrated Alternative Financing for Online Shoppers

Convert more visitors into customers with Cognical's no-credit financing option

Reach 64 million online shoppers who need access to credit

Consumers just beginning to build credit history.

underbanked customer

Young Adults

34% of consumers aged 18-49 don’t own a credit card.

underbanked customer


Shoppers with FICO scores below 680.

underbanked customer


Cognical is the first lease-to-own platform for E-Retailers.

Ready to start? So are we.

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